Introducing the Signature Portfolio by St Lisaj

For UK individuals, UK Ex-pats and UK Companies.

Safeguarding your wealth for the next generation. Build wealth and protect it with our IHT friendly investment packages.

UK INHERITANCE TAX (IHT) and the benefits of Business Relief

  • The standard rate of inheritance tax is 40%.

  • This rate is applied to the value of the estate above the nil-rate band.

  • In the United Kingdom, inheritance tax is generally paid by the beneficiaries of an estate rather than by the estate itself.

  • Transfers of assets between spouses or civil partners are usually exempt from inheritance tax.

  • Gifts made during an individual's lifetime may be subject to inheritance tax if the individual dies within seven years of making the gift. In such cases, the recipient of the gift might be liable for the tax.

  • Business Relief applies to qualifying business assets, including shares or an interest in a business, unincorporated business assets, and some agricultural property.

  • 100% IHT relief for qualifying business assets.

UK Individuals

With access to some of the top qualifying business investments, we can work with you to negate some or all of your IHT exposure whilst at the same time providing you with a stable investment for your wealth. By working with us to build a portfolio featuring a combination of trading investments to create a profitable return on investment, likely in the region of 4-6% per annum. All of our investments within the portfolio are trading investments and are therefore exempt from UK Inheritance Tax subject to holding the investments for at least two years. Our team of both Financial and Chartered Tax Advisers will also look after and advise the next generation so you know your legacy is taken care of.

UK Investment Companies

We can assist to restructure your Investment Company into a Trading entity so that you can claim all the benefits that come with it. Using our Signature investment portfolio your Investment Company could now qualify for Business Asset Disposal Relief, meaning you could extract up to £1m at 10% CGT.

More importantly, your business will also qualify for Business Relief and your beneficiaries will be protected from 40% Inheritance Tax.

UK Trading Companies

Want to retain your trading status? Then our structure can protect your position from falling into an investment company if you are on the verge of transitioning, so you may retain all the benefits of being a trading company, all while generating returns of between 4-6%.

Get in touch now for a free consultation